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Looking for Condo insurance? Whether you live in 4 story building or a 40 story high rise, you need to purchase condo insurance to protect your investment and your belongings. Buying condo insurance is a great idea because it will protect you against loss. When you compare condo insurance rates, you'll have the ability to review the coverage limits of each insurers policy so that you can make the best decision on which company to go with. The Condo Insurance Shop will save you money on your condo insurance policy. To get started, simply enter your zip code and compare instantly

Coverage options available for a condo insurance policy

There are several types of condo residential and investment insurance policies. The HO-6 policy is designed for Condo, while the HO-6 policy is for condo owners. Both HO-4 and HO-6 cover losses to your personal property from 16 types of perils:

  • Fire or lightning

  • Windstorm or hail

  • Explosion

  • Riot or civil commotion

  • Damage caused by aircraft

  • Damage caused by vehicles

  • Smoke

  • Vandalism or malicious mischief

  • Theft

  • Volcanic eruption

  • Falling objects

  • Weight of ice, snow, or sleet

  • Accidental discharge or overflow of water or steam from within a plumbing, heating, air conditioning, or automatic fire-protective sprinkler system, or from a household appliance.

  • Sudden and accidental tearing apart, cracking, burning, or bulging of a steam or hot water heating system, an air conditioning or automatic fire-protective system.

  • Freezing of a plumbing, heating, air conditioning or automatic, fire-protective sprinkler system, or of a household appliance.

  • Sudden and accidental damage from artificially generated electrical current (does not include loss to a tube, transistor or similar electronic component)

Floods and earthquakes aren't on the list. If you live in an area prone to either, you'll need to buy a separate policy or a rider. In some coastal regions, where hurricanes might pose a threat, you might also need to buy a separate rider to cover wind damage.

Condo Insurance is available throughout the United States: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, United States, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming, AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, IO, KS, KY, LA, MA, MD, MS, MC, MI, MN, MO, MS, NC, NJ, NM, NV, ND, NH, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY, DC, Albuquerque, Anaheim, Arlington, Atlanta, Austin, Baltimore, Boston, Buffalo, Charlotte, Chicago, Cincinnati, Cleveland, Colorado Springs, Columbus, Dallas, Denver, Detroit, El Paso, Fort Worth, Fresno, Honolulu, Houston, Indianapolis, Jacksonville, Kansas City, Las Vegas, Long Beach, Los Angeles, Memphis, Mesa, Miami, Milwaukee, Minneapolis, Nashville, New Orleans, New York City, Oakland, Oklahoma City, Omaha, Philadelphia, Phoenix, Pittsburgh, Portland, Sacramento, Saint Louis, San Antonio, San Diego, San Francisco, San Jose, Santa Ana, Seattle, Tampa, Toledo, Tucson, Tulsa, Virginia Beach, Washington, Wichita

 

 

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