Looking for Condo insurance?
Whether
you live in 4 story building or a 40 story high rise, you need
to purchase condo insurance to protect your investment and your
belongings. Buying condo insurance is a great idea because it
will protect you against loss. When you compare condo insurance
rates, you'll have the ability to review the coverage limits of
each insurers policy so that you can make the best decision on
which company to go with.
The Condo Insurance Shop
will save you money on your condo insurance policy. To get
started, simply enter your zip code and compare instantly
Coverage
options available for a condo insurance policy
There are several
types of condo residential and investment insurance policies. The HO-6 policy is
designed for Condo, while the HO-6 policy is for condo owners.
Both HO-4 and HO-6 cover losses to your personal property from
16 types of perils:
Fire or
lightning
Windstorm or
hail
Explosion
Riot or civil
commotion
Damage caused
by aircraft
Damage caused
by vehicles
Smoke
Vandalism or
malicious mischief
Theft
Volcanic
eruption
Falling
objects
Weight of
ice, snow, or sleet
Accidental
discharge or overflow of water or steam from within a
plumbing, heating, air conditioning, or automatic
fire-protective sprinkler system, or from a household
appliance.
Sudden and
accidental tearing apart, cracking, burning, or bulging of a
steam or hot water heating system, an air conditioning or
automatic fire-protective system.
Freezing of a
plumbing, heating, air conditioning or automatic,
fire-protective sprinkler system, or of a household
appliance.
Sudden and
accidental damage from artificially generated electrical
current (does not include loss to a tube, transistor or
similar electronic component)
Floods and earthquakes aren't on the list. If you live in an
area prone to either, you'll need to buy a separate policy or a
rider. In some coastal regions, where hurricanes might pose a
threat, you might also need to buy a separate rider to cover
wind damage.
Condo Insurance is available throughout the United States: Alabama,
Alaska, Arizona, Arkansas, California, Colorado, Connecticut,
Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana,
Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland,
Massachusetts, Michigan, Minnesota, Mississippi, Missouri,
Montana, Nebraska, Nevada, New Hampshire, New Jersey, New
Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma,
Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina,
South Dakota, Tennessee, Texas, United States, Utah, Vermont,
Virginia, Washington, West Virginia, Wisconsin, Wyoming, AL,
AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, IO, KS,
KY, LA, MA, MD, MS, MC, MI, MN, MO, MS, NC, NJ, NM, NV, ND, NH,
NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV,
WY, DC, Albuquerque, Anaheim, Arlington, Atlanta, Austin,
Baltimore, Boston, Buffalo, Charlotte, Chicago, Cincinnati,
Cleveland, Colorado Springs, Columbus, Dallas, Denver, Detroit,
El Paso, Fort Worth, Fresno, Honolulu, Houston, Indianapolis,
Jacksonville, Kansas City, Las Vegas, Long Beach, Los Angeles,
Memphis, Mesa, Miami, Milwaukee, Minneapolis, Nashville, New
Orleans, New York City, Oakland, Oklahoma City, Omaha,
Philadelphia, Phoenix, Pittsburgh, Portland, Sacramento, Saint
Louis, San Antonio, San Diego, San Francisco, San Jose, Santa
Ana, Seattle, Tampa, Toledo, Tucson, Tulsa, Virginia Beach,
Washington, Wichita